Auto financing

Find the path that fits your situation.

Every credit situation is welcome, and every applicant is approved. Pick the one closest to yours to see your route.

100%

Approval rate

Traditional
Alternative
Partner
In-house

01Challenged or rebuilding creditMissed payments, collections or a thin file — alternative and partner lenders first, in-house financing behind them.

02Strong creditEstablished history and steady income — use one request to reach partners suited to prime and near-prime profiles.

03New to CanadaLimited Canadian credit history is common for newcomers. Partner programs and in-house financing are built for it.

04Consumer proposalActive or completed proposal — partners who review these requests, with in-house financing as the backstop.

05BankruptcyDischarged or in progress — share where you are and we find the route, in-house if needed.

06Trade-inHave a vehicle to trade? Include it in your request and partners can factor it in.

In-house financing

When the bank says no, there’s another route.

Most auto finance requests live or die with one lender. Ours don’t. Traditional, alternative and partner lenders see your request first — and if they decline, CreditRouteCanada’s in-house financing program approves you.

Start your auto finance requestStart your request How in-house works

100%

Approval rate · Guaranteed approval

TraditionalBanks and prime lenders.
AlternativeLenders built for rebuilding credit.
PartnerSpecialist finance partners.
In-houseOur own program. Approves when the others say no.

Ready when you are

Your route starts with one request.

A few minutes, your consent, and every financing route working for you. Available in the provinces we currently serve.

Start your auto finance requestStart your request

100%

Approval rate